DO AIRLINE INSURANCE COVER TRAUMA?

DO AIRLINE INSURANCE COVER TRAUMA? Ikechukwu Odoemelam Esq A few days ago one of my learned friends that attended the Bi-Annual Bar Conference held in Lagos, escaped death when their aircraft accidentally developed malfunctions and later figured out a safe landing. After thanking God for the rare escape, it quickly reminded me of similar incident that I went through in one of Nigeria Airways flight in the '90s. A Lagos-bound flight that took off from Port Harcourt airport began to loose height gradually. When the pilot made the announcement it wasn't quite audible so I couldn't comprehend what the issue was. Passengers close to the cockpit were talking to each other. I was busy reading one of the in-flight magazines and wasn't perturbed. When I saw that a lot of passengers were talking to each other I looked out from the window and saw that we were cruising past towns, houses airview. Even at that time it never occurred to me that that was the aircraft's inability to gain height, a symptom of crashing. Shortly another announcement was audibly saying about to land at Port Harcourt airport where we took off. In few minutes we landed safely and there was this mad rush by passengers as if the aircraft was catching fire. Now at Port Harcourt airport what next? Don't talk about refund of ticket fare; I was so restive that I couldn't ask what rights I had over ticket fare. The following day was census day in Lagos, if I could not fly into Lagos before the next day I wouldn't have been counted. Flight shortage became real because of failed/postponed flights and safety regulations. Hustling and struggling for next available flight ensued. By this time we've spent hours after our aborted flight and it's already evening and passengers were sorting out how to spend the night. Suddenly a small contractor flight came from Lagos as last flight. I didn't know how he got the hint that Lagos-bound passengers were stranded since afternoon. The pilot decided that any passenger willing to get to Lagos that night should get on board. That's how I got the noisy flight without any light with about seven passengers. Knocking at a Lagos gate leading to residential area about midnight could only be by a desperate individual who narrowly escaped death through two rickety aircrafts. I never thought about remedies because dead men don't have the luxury of what is available for the living. Today my friend's encounter reminded me to ask, all these hassles from airlines do their insurance coverage include physical/psychological trauma? I made few searches and found that none of the insurers offer such cover. However, Arik insurance came close to answering my inquiry, not sure 'medical expenses' includes trauma. But the detailed finding is as follows: "The policy provides cover against accident resulting in damage to baggage, missing bags, flight cancellation and delays, medical expenses, permanent disablement or bodily injury, within 90 days of the occurrence of the accident. A passenger whose flight is cancelled or delayed for more than eight hours gets N20,000 per trip. Emergency medical expenses attracts up to N50,000, while mishandled and missing baggage will attract N20,000 per passenger." Please if there's any airline's passengers insurance coverage that's richer than Arik's DM such updates. Safe journey God is in control. Ikechukwu O. Odoemelam Esq Legal Practitioner Corporate Attorney/Consultant http://www.corporateleadersboard.blogspot.com/ https://www.linkedin.com/in/iyke-ozemena-07b53453 http://www.amazon.com/author/iykeOzemena

Corporate Social Responsibility: EPITOME OF CSR AT THE UNIVERSITY OF IBADAN ALUMINA

Corporate Social Responsibility: EPITOME OF CSR AT THE UNIVERSITY OF IBADAN ALUMINA: Copied "The acting Dean of Medical College, University of Ibadan,Prof Adebola Ogunbiyi ,invited all the old students who are now doctor...

EPITOME OF CSR AT THE UNIVERSITY OF IBADAN ALUMINA

Copied "The acting Dean of Medical College, University of Ibadan,Prof Adebola Ogunbiyi ,invited all the old students who are now doctors produced by the college to a zoom meeting. The reason for the meeting was not farfetched. The professor was sick with worry about the infrastructure decay and rot at the medical college she oversees in Ibadan. She is aware that the Nigerian government is too broke to fund it, so she came up with a master stroke, which was to tap into the resources and social capital of the alumni produced by the medical college scattered all over the world to give the medical college a facelift. A Zoom meeting was fixed on Monday, two days ago, and the link was sent to the former students of the medical college. Starting off the meeting, Prof. Ogunbiyi narrated the challenges and plight the current medical students at the college are facing. The current medical students of the college need a new hostel and their classes also need to be refurbished. The acting Dean of the college ended her speech by appealing to the alumni of the college to support her in rebuilding and restoring the lost glory of the medical college. Her speech opened the floodgates of donations from the medical doctors produced by the Medical College, University of Ibadan. The donations were coming in trickles. 1 million naira here 200,000 there. Until it got to the turn of Dr. Philip O. Ozuah(attached in the picture), an old student of the college who is currently the President and CEO of Montefiore Medicine in New York. Philip Ozuah did not say too much as he went straight to the point of making a donation of $1,000,000 (700,000,000). In his words, UI’s medical college shaped and refined him into the man he is today, so he has the duty to give back to the school. When Dr. Philip announced the $1,000,000 donation, all of the old students in the zoom session began shouting, "Wow!" Wow, like an ambulance’s siren. Even the dean, who called the zoom meeting, was speechless as she did not see that coming. None of the old students of the medical college could donate again since Ozuah had set a standard they could not match. From shouting Wow! Wow! The Zoom fundraising meeting came to an end with the closing prayer said immediately. It should be noted that Ozuah had his medical degree certification at the University of Ibadan and did his internship at the University of Nigeria Teaching Hospital before he proceeded to Southern California for his Master's program and got his PhD from the University of Nebraska-Lincoln. Let no one deceive you; legit money is good and makes life very easy to live and navigate. Copied

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