Do you want to own a home(s) in 2023? Then discover how in this Report.
You need sufficient time to get ready. Starting with the realization that the total sum of your rent for 25 years is the equivalent for purchasing mortgage home.
Then here's a step-by-step guide to be aware how not to loose your dwelling house after 25 years.
We're aware that during austiere times it's never in the picture of your mind to stop being a tenant to become a house owner. That's the secret of the report. Your concern, just like anyone else is: how feasible?
It would have been logical if there were no austerity or crisis. You imagine why the value of this report was not revealed to you earlier when you were bouyant and comfortable.
That's the point. Naturally at these times we tend to dwell in fool's paradise; our comfort zones. No thought that any thing could produce adverse change.
We all know that crisis do lead to changes. Leaders also emerge during crisis, while innovations debut.
New products and services appear on the horizon as a result of scientific, social, political or economic upheavals.
Innovations occurred as a result of one crisis or the other: Kentucky fried chicken, Microsoft, IBM, General Electric, FedEx etc. So the looming global economic strangulation could be a catalyst for your leap into prosperity.
Work from home as an alternative to physical work-place emerged due to lockdown combat against COVID-19.
Prior to the time it would have been serious inconvenience and breach of privacy and fundamental rights to ask a worker to put on face masks.
This report with vital and critical up-to-date guide for you and entrepreneurs was produced by a team of professionals.
We have different versions touching various areas of enterprising endeavors. Every valuable has a price. We cannot be producing them at our costs alone.
There's a percentage of $4 stipend we require you to make as commitment for us to continue to produce them.
But to insist on that may reduce the number of people urgently wishing to activate mortgage projects.
With just N1000 you'd have the Report delivered to your email. That's a token commitment from you for us to show you the practical bigger picture of the project.
CONVENTIONAL WEALTH SAVINGS ..
Management of personal finances and wealth creation principles are some of specialised offers we provide on this platform.
Your desires spur you to achieve more even if you think you're at the pinnacle of your achievements.
A fish named koi is said to grow in direct correlation to the size of its pond.
Extrapolate that to humans. Our environments shape our growth and developments.
The more challenges in our environments, the more elastic our potentials to achieve more.
Therefore to avoid feeling of despondency and redundancy after attaining the peak of performance, find more/higher pitches and challenges.
Just one scenario that links everyone is the issue of shelter. According to Abraham Maslow on hierarchy of needs, shelter is second most important thing in life.
If you don't have it and you don't mind, you're probably considered to be of unsound mind.
If you have, it must have cost you significant part of your income - about 40% of our incomes or a little less.
Even if it's a gift the value can only be appreciated when the property is evaluated for its current worth.
Then for you who's not fortunate to own shelter or gift you occupy one through a contract called Tenancy.
This is the commonest form of legally occupying shelter owned by a landlord.
It's a periodic contract for specified fee and conditions. The tenant's rights don't last for ever.
Occupation is not guaranteed; the tenant remains as long as fees and conditions are regular. Not forgetting that the landlord always reserves an overriding clause to recover the property from the tenant's possession even when fees and conditions are regular.
Take casestudy of two tenants A and B who occupied identical apartments for 25 years of their working lives, or doing business, paying exact yearly rents of N200,000.
Say they were tenants at Blue Estates, Cityland..
Don't panic, we know you don't live at Blue Estates Cityland. You could live anywhere, working or independent business.
Tenant A stayed in the apartment for 25 years, retired and remained a tenant.
Even God wishes you prosper and remain in good health. You need knowledge to achieve that.
Tenant B took our Report option in the Tenancy Agreement that allows any tenant wishing to become owner occupier, to pay purchase value of the property.
We hear you say 'where I go find money?" You need valuable knowledge and it's application to achieve that.
Any cost to acquire the knowledge is investment in success.
We can assist you find opportunities money can be accessed at some costs. But if you consider yourself Tenant A, then that's the end of the benefits for you as far as our Report is concerned.
But your loved ones, well-wishers and contacts may benefit from our Report/project.
The reason is that as you retire after 25 years as tenant at Blue Estates, you'd continue to remain in the apartment as tenant, provided your rents and conditions are regular.
Perhaps the more devastating thing is, you can't own the property.
While we were analysing Tenant A's consequences of his choice decion, we should have told you that Tenant B who took our advice/option retired and lived in the apartment as owner occupier. No stories.
One of the safest investment options during economic boom and now that global economy is tumbling is estates.
For a healthy wealth creation strategy, experts believe that Estates should account for at least 40% of your total investment.
Investment in landed property whether developed or not requires certain skills. If you don't have the skills, please hire an expert.
Essentially it's about calculated risk studied and practised by professionals.
Raising Equity contribution might not be easy for everyone.
Here's a tip. These days there're crowd-funding schemes organized by groups, Start-ups and cooperatives.
Access to any of them would have saved you the ordeal of seeking for overdraft, or short-term loan from your bank or any other formal lending institution.
We don't discourage any legitimate means you may resort to for effectively activating your mortgage project, however we're aware that provision of collateral to secure any financial deal is real challenge.
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Ikechukwu O.Odoemelam & Co
Legal Practitioners
